Tag Archives: saving money

Don’t Get Ripped Off For “Materials” At German Classes

 

Recently I started a Language class at the Alemania Deutchschule. While the course is quite reasonably priced at 580CHF for 4 weeks of intensive beginners classes, I was not prepared for the additional charge of 70CHF for the “materials”. Assuming the materials were books I decided to do some of my own research and try and source some cheap or second hand books from the internet before the class started.

My search was not too fruitful, especially as the schools secretary had not been very forthcoming with details as to what constituted 70CHF of materials and had not provided me with the exact name of the book we would be using. But there was the suggestion that any German course book would be available in the Orell Fussli bookshop here in Zurich, but unfortunately I had left it too late to go shopping as it was Sunday and I did not even specifically know what books I should be buying.

As a result I ended up attending the first day of class empty handed and was given a book, cheap ugly school bag with “alemania” written on it and a pencil. Since I then knew exactly what book I needed I later that day went to the Orell Fussli on Fusslistrasse 4, this is the biggest bookshop in Zurich and has 4 floors of books. Armed with a photograph the cover of the book I found it for 21.90CHF there. A massive saving of 48.10 CHF.

Then when I went to pay on day 2 I said I had bought my own book and returned the brand new one I had just bought along with the other “materials”, the receptionist really didn’t give me any problems about this, and I only paid 580CHF for the classes.

The “materials” cost quoted on my invoice was 70CHF, which I find ridiculous considering that the book is 21.90 CHF and the only other materials I received during 3 weeks are a pencil, a really ugly cheap school bag (which I returned) and 10 photo copied pages. This book (A1/1) is used until half way through the second month of classes, when at this point the school will once again try to charge 60CHF for the next level book (A1/2) which is also just 21.90CHF .

I would recommend that anybody doing any German classes at any school here in Zurich purchase their own books, especially if they are not included in the price of the classes. Make sure to tell the person that you book the class with that you intend to buy your own book and would like to know the exact name of the book you will be using. Zurich is already so over priced that you should not let yourself be massively over charged because you were to lazy to buy your own books.

Cheap Train Tickets In Switzerland

 

As someone who has just arrived to Zurich I have not yet purchased a “half price” train card or a “GA” reduction card. Especially since the cost of using public transport encourages me to cycle as much as possible. This however has its drawbacks and the exorbitant costs of full price train tickets becomes painfully clear when you try to book an intercity train.

Paying anywhere in the region of 6-60 Swiss francs for a one way ticket is not the ideal situation for someone on a budget. However there is hope for people here visiting or just without a card, as the National Swiss train company the SBB are currently running a “Supersaver” ticket scheme. This scheme allows you to book tickets on line at a much cheaper price than buying them at the train station.

Supersaver Tickets can be a whopping 60% cheaper than the regular fare, making them even cheaper than what you would pay with the half price card. The supersaver tickets are also available for half price card holders, but here the reduction is only a few swiss francs.

The catch. Obviously this is not just a cheap ticket free for all, and there are only a certain amount of cheap tickets available per route. Also the tickets are not usually available for more popular travelling times. The most important point to note these tickets are only available until the 20th of February 2012.

While the scheme is limited until the 20th of February it has been popular before and this is the 4th time these types of tickets have been available, so hopefully they will relaunch the scheme again after February or even make it permanent.

A couple of quick tips on Supersaver tickets.

 

    • the ticket is only valid for the train you booked so don’t try and change it after

 

    • you can only book the ticket a maximum of 14 days in advance

 

    • print your ticket at home. you can not print them at the train station and they do not accept smart phone screen shots

 

    • be flexible as the availability of tickets can sometimes be limited

 

    • make sure you type in Zürich correctly with the “ü”. The search wont recognise the city with out it.

 

However on one of my journeys the first train was delayed and as a result I missed my connection. Worried about receiving a fine I went to the ticket office and the clerk stamped and signed my original ticket making it valid for the next train. Remember though I missed the connection because the train was late, not me.

Another point to note about buying tickets at the train station is that recently they have added a 10CHF charge for this service. Kinda of like a tax for the non computer savvy. But I suppose there is a point to this concept and the SBB could only be considered to be falling in line with cost reduction policy’s that certain airlines have been pioneering for quite some time.

So if you are planning on travelling around Switzerland and need to book a train do it on line and print it at home.

Cecily

Furnishing Your New Home On A Budget In Zurich

Zurich Furniture

 

So many of us expats will have arrived here by plane, and what does that mean? Well it means we pay for excess luggage by the kilo as opposed to having the luxury of arriving with a van full of possessions.

Contrary to all the places I have previously lived, my new room in Zurich has NO furniture included. So with a limited budget how can you get the most bang for your buck?

Many new expats in a rush to furnish their new home, will however overlook the possibility of buying furniture second hand or even being given furniture, and just go straight to Ikea.

Very few apartments in Zurich are furnished and as a result it is common for people to give away, or sell cheaply their old furniture when they move. Most of this furniture will be Ikea but at a knock down price and maybe with a few bumps and scratches, but easily worth it, especially if you are only here for a limited time.

Here are some of the options I recommend for cheap or free furniture:

IKEA 

People with a larger budget can just go to Ikea, but beware, some of the larger items (leather couches) have a lead in time, however the short term value for money is clear especially when there is a sense of urgency to certain items, for example a bed.

Delivery: There can sometimes be a long delivery wait for large amounts of furniture ordered on-line. Also there is a delivery charge or you can hire a van from them directly (depending on availability -avoid weekends) Their help line speaks English though so make sure to ask them what options are best for you.

ENGLISH FORUM

Expats on a tight budget with little German will find themselves at ease here. While the availability of suitable furniture here is sporadic it is helpful that all the wheeling and dealing is done through English. If you have the opportunity to get your furniture over a week or so, there are serious deals to be had.

However you must be vigilant and patient as good cheap furniture will be bought up quickly. If you spot the post early enough though sometimes you are lucky enough to get free or very cheap furniture, also try to haggle with the sellers if the costs are still too high for your budget, especially if you are buying multiple items as they will often be under pressure to get rid of the items quickly or will sympathise with your situation.

Delivery: this can be one of the biggest draw backs of buying cheap furniture second hand, the main reason people are selling it so cheaply is because they need to get rid of it and don’t want to move it personally. This means you must arrange to collect and deliver it yourself. See delivery headings below for more info.

RON ORP ZURICH (EN)

This is a great website used by a lot of local people in Zurich and other main cities in Switzerland, the good news for Zurich users is that there is a special English speaking Zurich part, so things are easy to understand. However the main drawbacks to the English speaking site is that not many local German speaking Swiss people use it and it has few bargains to be had compared to its German speaking counter part (see below).

Delivery: Same deal as the English Forum (see above)

RON ORP ZÜRICH (IN GERMAN)

While all the adverts here are posted in German, it should be noted that there are thousands compared to the hundreds  in the English site. But finding the item that you are looking for will be slightly more difficult for the non German speaker, for this I recommend opening up google translate in a separate tab and just “google translate” everything, so while this may sound long and tedious you will find far more items of cheap or free furniture, and maybe pick up some new German vocabulary.

The furniture is in the “Allerlei, Mode & Schönheit “ section and then the “Wohnen” subsection, there are further subsections, but at this point it depends what you are looking for. Before google translating every add, try opening then and looking at  the picture and then finding the cost in the article, if the two items match what you are looking for then it is worth translating the add.

Delivery: Same deal as the English Forum (see above)

FLEEDO

Another website, but this one is only dedicated to free furniture and is available in English too. The downside is that it is for all of Switzerland and sometimes there are not many items available in Zurich

Delivery: Same deal as the English Forum (see above)

CRAIGSLIST ZURICH

This website is not very well frequented by the Zurich population, but sometimes there are still rare deals to be had in the sale section. Craigslist is notorious for scams though so tread with caution.

Delivery: Same deal as the English Forum (see above)

BROCKENHAUS – AKA the second-hand shops

There are several of these located in Zurich and some of the smaller ones in your area might be worth a visit for bric-a-brac, but the biggest and most popular one is located just on the North side of the Hauptbahnhoff train tracks, with 3 floors of stuff and loads of furniture it is definitely worth checking out. While the prices may not be as cheap as the charity shops you might be used to, it is still cheapER by Zurich standards. The shop itself is actually generally quite cool and has a great vintage feel about it. There is loads of stuff and it is all very well laid out and not cluttered. Also there are plenty of kitchen crockery and accessories if you just need a few bits and pieces as well as a modest English book section. Worth checking out, even if you don’t need anything.

Delivery: Apparently they do deliver, not sure exactly how much, but it depends on the size and cost of the item, they also do assembly.

THE FLEA MARKET

There are a couple of really cool flea markets in Zurich. The one I am most familiar with is at Helvetiaplatz at the end of the Langstrasse 8-2.30 on a Saturday. Just to be warned, this is not a high class flea market but has more of a people just trying to sell their old stuff kinda feel. Still though there are some home gems to be had, but not so much furniture as it tends to be what people fit in their car. I probably wouldn’t recommend buying electronics there though, but you can always haggle which is fun, just make sure to brush up on your numbers in German as the majority of vendors speak no/very poor English.There is a good range of bicycles though if you are interested in a cheap and healthy way of getting around.

Delivery Options:

With most of the cheap and free furniture delivery is not an option. So keeping this in mind there are a number of options to get your stuff home safe.

Hiring a van for the day – only if you can arrange it so that you can pick up all your stuff at around the same time, still going to be a couple of hundred CHF. there are many different company’s so shopping around is recommended depending on your needs.

Man with a van– Great for larger items like beds and couches, paid by the hour though so long distances can become an issue. Cost and quality varies greatly, so it is definitely worth shopping around.

Public transport – works best in pairs for smaller single items. Make sure you travel off peak times.

Waren taxi – this is a third party service, kind of like a taxi for your furniture. Great for moves or pick ups from furniture shops where you have multiple items and don’t want to wait for long delivery times. They provide a large variety of moving services, again there are multiple company’s so shop around.

Mobility car sharing – this is like a public car sharing scheme. You subscribe to the service and then you have cheap access to cars all across Switzerland. A very good option for short collections trips as you pay per hour and kilometre. There is a sign up fee, and their website is available in English

Collection with friends – Friends, especially local friends are the best way to move stuff. So ask around amongst the people you know, even if they don’t have their own car maybe they have another sympathetic friend, a subscription to the mobility car scheme or can help you carry stuff on the bus. The value of this help should never be underestimated.

Always make sure to thank all  the people that helped you move or gave you furniture, this can be as simple nice box of chocolates or a dinner at your new place once you have settled in. You should always make sure to offer your friends similar help if they are moving too, as what goes around comes around.

 

Zurich Expat Launches Money Saving iPhone Application

The team behind zurichexpats.com has launched its first application for the iPhone – Cashflake.

Cashflake is the iPhone application that helps you reduce your debt by introducing the concept of snowflaking to the iPhone (very appropriate for Switzerland!).

Every day, you have the opportunity to make tiny savings from making different buying choices. Not buying a coffee on the way to work, packing your own lunch instead of eating out, taking the tram instead of a taxi.

These small savings all seem insignificant but when organised together can make a significant dent in your debt. Many snowflakes eventually cover a mountain!

Cashflake allows you to record, store and report on these savings so that you can keep track of what you have saved and use that amount to make extra payments on credit cards, loans or just sweep into a savings account.

“Every rappen counts!” says Andrew Buonocore, “The cost of living in Switzerland can be very high but there are ways you can save money and if you do take advantage of deals and bargains then why not use the money saved over here to reduce any debt you may have back home?”.

Importantly, the currency symbol is configurable.

Used in conjunction with the Comparis Bargains application, a powerful set of money saving tools is developing.

Cashflake – the iPhone application that helps reduce your debt is available worldwide for the currency equivalents of $0.99. Click here to download it from the Apple AppStore.